Portuguese Phrase
Quanto é a minha franquia?
Meaning
The speaker is asking for the monetary amount of their deductible, i.e., the part of a claim they must pay out‑of‑pocket before the insurance covers the rest.
When to use
Use this question when you are reviewing an insurance policy, a car‑rental contract, a health plan, or any service that includes a deductible (franquia). It is common in phone calls with customer‑service agents or when reading the fine print of a contract.
✦Grammar Breakdown
Quantoéaminhafranquia?
Quanto
Interrogative adverb meaning 'how much'. It does not change with gender or number.
é
Third‑person singular of the verb *ser* (to be). Used here to ask for a value.
a
Definite article feminine singular, agreeing with *franquia*.
minha
Possessive adjective meaning 'my', agrees in gender and number with the noun it modifies.
franquia
Noun meaning 'deductible' (insurance) or 'franchise' (business). Feminine singular.
🗨In Conversation
Quanto é a minha franquia?
How much is my deductible?
A sua franquia é R$ 1.200,00 por sinistro.
Your deductible is R$1,200 per claim.
✕Common Mistakes
Quanto são a minha franquia?
The verb must agree with the singular noun *franquia*; use *é* not *são*.
Quanto é meu franquia?
Possessive adjectives must match gender; use *minha* for the feminine noun *franquia*.
Quanto é a minha franquia
In written Portuguese, end the interrogative with a question mark.
↔Alternatives
Qual o valor da minha franquia?
What is the amount of my deductible?
Quanto devo pagar de franquia?
How much do I have to pay as a deductible?
Qual é a minha franquia?
What is my deductible?
Cultural Tip
In Brazil, the word *franquia* is most often heard in the context of insurance (auto, health, home) and also in mobile‑data plans, where it refers to the amount of data you can use before extra charges apply. When speaking with a customer‑service representative, it is polite to start with a greeting and, if you need clarification, ask for the value in reais (R$).