Portuguese Phrase
Dinheiro, cartão e pagamento pelo celular.
Meaning
This phrase lists three common ways to pay for goods or services: cash, a payment card (debit or credit), and payment through a mobile phone (e.g., QR code, NFC, or banking apps). It is often used when a merchant wants to clarify which payment methods are accepted.
When to use
Use this sentence when you are a shop owner, a waiter, or any service provider explaining the payment options to a customer. It also works in casual conversation when comparing how people usually pay in Brazil.
✦Grammar Breakdown
Dinheiro,cartãoepagamentopelocelular.
Noun List with Conjunction
When listing nouns, separate them with commas and use the conjunction 'e' (and) before the last item.
Preposition 'pelo'
'pelo' is a contraction of 'por' + 'o', used here to mean 'by means of' the cellphone.
Article Omission
In Portuguese, the article before 'celular' is omitted in this expression; you say 'pelo celular', not 'pelo o celular'.
🗨In Conversation
Quais formas de pagamento vocês aceitam?
What payment methods do you accept?
Dinheiro, cartão e pagamento pelo celular.
Cash, card and payment by phone.
✕Common Mistakes
Dinheiro, cartão e pagamento pelo o celular.
Avoid using the article 'o' after the contraction 'pelo'. The correct form is simply 'pelo celular'.
Dinheiro, cartão e pagamento por telefone.
Do not translate 'by phone' as 'por telefone' in this context; 'pelo celular' specifically refers to mobile payment technology.
Dinheiro, cartão, e pagamento pelo celular.
When listing three items, the conjunction 'e' appears only before the last item; placing it after the second item is redundant.
↔Alternatives
Dinheiro, cartão ou pagamento via celular.
Cash, card or payment via cellphone.
Aceitamos dinheiro, cartão e pagamento pelo celular.
We accept cash, card and payment by phone.
Pode pagar com dinheiro, cartão ou celular.
You can pay with cash, card or phone.
Cultural Tip
In Brazil, mobile payments have surged thanks to apps like PicPay, Mercado Pago, and Apple/Google Pay. While cash is still widely used, especially in smaller towns, most urban retailers accept all three methods. When speaking to older customers, it’s polite to mention 'dinheiro' first, as cash is traditionally seen as the most reliable option.