Portuguese Phrase
A empresa complementa seu 401(k).
Meaning
The sentence means that the employer adds money to your 401(k) retirement account, usually matching the amount you contribute. It highlights a common employee benefit in companies that offer U.S.-style retirement plans.
When to use
Use this phrase when talking about employee benefits, explaining a compensation package, or discussing retirement savings with HR or coworkers.
✦Grammar Breakdown
Aempresacomplementaseu401(k)
Definite article (A)
The article 'A' is the feminine singular form used before a feminine noun like 'empresa'.
Noun (empresa)
'Empresa' is a feminine noun meaning 'company' or 'business'.
Verb (complementa)
'Complementa' is the third‑person singular present of 'complementar', meaning 'to match' or 'to add to' in a financial context.
Possessive adjective (seu)
'Seu' agrees in gender and number with the noun it modifies; here it refers to 'your' (masculine singular) 401(k).
Proper noun (401(k))
The retirement plan name is kept in English; in Portuguese it is often read as 'quatro zero um k'.
🗨In Conversation
Você sabia que a empresa complementa seu 401(k)?
Did you know the company matches your 401(k)?
Sim, isso ajuda muito na aposentadoria.
Yes, that really helps with retirement.
✕Common Mistakes
A empresa completa seu 401(k).
‘Completa’ means ‘finishes’ or ‘fills out’, not ‘matches’ in a financial sense.
A empresa complementa seus 401(k).
‘Seus’ is plural; the plan is singular, so use ‘seu’.
↔Alternatives
A empresa faz a correspondência do seu 401(k).
The company makes a match to your 401(k).
A empresa contribui para o seu 401(k).
The company contributes to your 401(k).
A empresa oferece aporte ao seu 401(k).
The company offers a contribution to your 401(k).
Cultural Tip
In Brazil, the 401(k) is not a native retirement product; most workers use 'previdência privada' or the public 'INSS'. The phrase is therefore most useful in multinational companies or when discussing U.S.-based benefits. Adjust the term if you need a local equivalent, e.g., 'plano de previdência privada'.