Portuguese Phrase
Sim, o seguro protege suas coisas.
Meaning
The sentence means “Yes, the insurance protects your things.” It is a short, affirmative reply confirming that a policy covers the listener’s belongings.
When to use
Use this phrase when someone asks whether their insurance policy will cover their personal items, such as after a car accident, a home‑theft incident, or when discussing a new policy.
✦Grammar Breakdown
Sim,oseguroprotegesuascoisas.
Sim (affirmation)
Used to answer positively to a yes‑no question or to confirm a statement.
o (definite article)
Masculine singular article that agrees with the noun "seguro".
seguro (noun)
Means “insurance” (the contract that covers risks). It is masculine, so it takes "o".
protege (verb)
3rd‑person singular present of "proteger" – “to protect”. The subject is the implicit "o seguro".
suas (possessive adjective)
Feminine plural form of "seu/sua" that agrees with the noun "coisas".
coisas (noun)
A generic plural noun meaning “things, belongings”. It is feminine, hence "suas".
🗨In Conversation
O seu seguro cobre tudo que você tem em casa?
Does your insurance cover everything you have at home?
Sim, o seguro protege suas coisas.
Yes, the insurance protects your things.
✕Common Mistakes
Sim, a segura protege suas coisas.
"Segura" is the feminine form of the adjective meaning "sure"; the noun for insurance is masculine, so it must be "seguro".
Sim, o seguro protejo suas coisas.
The verb must agree with the third‑person singular subject "o seguro"; use "protege", not "protejo" (first person).
Sim, o seguro protege seus coisas.
"Coisas" is feminine, so the possessive must be "suas", not the masculine "seus".
↔Alternatives
Sim, o seguro cobre seus pertences.
Yes, the insurance covers your belongings.
Claro, a apólice protege tudo que você possui.
Sure, the policy protects everything you own.
Com certeza, o seguro garante a proteção dos seus bens.
Certainly, the insurance guarantees protection of your assets.
Cultural Tip
In Brazil, "seguro" can refer to many types of coverage – car, home, health, or travel. When speaking formally, you might say "apólice" (policy) instead of "seguro". The word "coisas" is informal; for a more professional tone use "pertences" or "bens".

