Portuguese Phrase
Que opções de seguro temos?
Meaning
The sentence asks what insurance options are available. It is a direct, polite way to request a list of the different insurance plans a company or organization offers.
When to use
Use this phrase in business meetings, when speaking with an insurance agent, or in any situation where you need to know which insurance products are on the table – for example, when comparing health, car, or life insurance plans.
✦Grammar Breakdown
Queopçõesdesegurotemos?
Que (interrogative pronoun)
Used to ask for information about something unspecified; here it introduces a question about the available options.
opções (noun, plural)
Means ‘options’; it agrees in number with the verb ‘temos’ (first‑person plural).
de (preposition)
Links the noun ‘opções’ with the complement ‘seguro’, indicating the type of options.
seguro (noun)
Means ‘insurance’; can also be an adjective, but in this phrase it functions as a noun.
temos (verb ter, 1st person plural)
Present‑tense form of ‘ter’ meaning ‘we have’; the subject is implicit (we).
Question word order
In Portuguese, a question can keep the declarative word order when it starts with an interrogative pronoun like ‘Que’, so no inversion is required.
🗨In Conversation
Que opções de seguro temos?
What insurance options do we have?
Temos o plano básico, o premium e o familiar, todos com cobertura nacional.
We have the basic plan, the premium plan, and the family plan, all with nationwide coverage.
✕Common Mistakes
Qual opções de seguro temos?
‘Qual’ is singular; the correct form for a plural noun is ‘Quais’ or the neutral ‘Que’.
Que opções de seguro tem?
If you’re speaking for yourself and others, use ‘temos’. ‘Tem’ is third‑person singular and would be used when asking someone else about their options.
↔Alternatives
Quais são as opções de seguro?
What are the insurance options?
Que tipos de seguro temos disponíveis?
Which types of insurance do we have available?
Que seguros podemos escolher?
Which insurances can we choose?
Cultural Tip
In Brazil, insurance discussions are usually formal and may involve several types – health (saúde), car (automóvel), life (vida) and property (residencial). When asking for options, it’s polite to start with ‘Que’ or ‘Quais’ and to use the verb ‘temos’ if you’re speaking on behalf of a group. Avoid overly casual language in professional settings; a brief thank‑you after receiving the list (e.g., “Obrigado pela explicação”) is appreciated.