Portuguese Phrase
Sim, com juros competitivos.
Meaning
A concise affirmation that not only accepts a proposal but also highlights that the interest rates offered are competitive. It conveys confidence in the financial terms while keeping the reply short and professional.
When to use
Use this phrase in business or financial contexts—when a client asks if they can proceed with a loan, investment, or credit line, and you want to stress that the rates are attractive compared to the market.
✦Grammar Breakdown
Sim,comjuroscompetitivos.
Sim (affirmation)
Used to answer positively to a question or statement, equivalent to 'yes' in English.
com (preposition)
Means 'with' and introduces the complement that follows.
juros (noun, plural)
Plural form of 'juros' (interest); always appears in the plural even when referring to a single rate.
competitivos (adjective, plural, masculine)
Adjective that must agree in gender and number with the noun it modifies; here it matches 'juros' (masculine plural).
🗨In Conversation
Você gostaria de fechar o contrato agora?
Would you like to close the contract now?
Sim, com juros competitivos.
Yes, with competitive interest rates.
✕Common Mistakes
Sim, com juros competitivo.
The adjective must agree in number with 'juros' (plural), so use 'competitivos'.
Sim, com juro competitivo.
Never use the singular 'juro'—the word is always plural.
Sim com juros competitivos.
Avoid placing the comma after 'Sim' if you intend a pause; the standard punctuation is 'Sim, com juros competitivos.'
↔Alternatives
Claro, com taxas de juros atrativas.
Sure, with attractive interest rates.
Com certeza, com juros abaixo da média do mercado.
Certainly, with interest below the market average.
Aceito, desde que os juros sejam competitivos.
I accept, provided the interest is competitive.
Cultural Tip
In Brazil, discussing interest rates is a routine part of business negotiations. Using a concise affirmation like 'Sim, com juros competitivos' signals confidence and professionalism. Keep the tone formal in written proposals, but you can relax it slightly in spoken conversation with familiar partners.