Portuguese Phrase
A gente confere seu histórico de crédito.
Meaning
Literally, ‘We check your credit history.’ It’s a polite, business‑like statement used by banks, lenders, or any service that needs to verify a client’s credit standing.
When to use
Use this phrase when you are informing a customer that you are about to look up their credit record, for example during a loan application, a credit card request, or a rental agreement process.
✦Grammar Breakdown
Agenteconfereseuhistóricodecrédito
A gente
Colloquial equivalent of ‘nós’ (we). It takes third‑person singular verb agreement.
confere
Present indicative of ‘conferir’ (to check, to verify). Conjugated in third‑person singular to match ‘a gente’.
seu
Possessive adjective meaning ‘your’ (formal or singular).
histórico de crédito
Noun phrase meaning ‘credit history’; ‘de’ links the two nouns.
🗨In Conversation
A gente confere seu histórico de crédito antes de aprovar o empréstimo.
We check your credit history before approving the loan.
Tudo bem, pode prosseguir.
Alright, you may proceed.
✕Common Mistakes
A gente confere seu histórico de crédito.
Learners sometimes confuse ‘confere’ (checks) with ‘confere’ meaning ‘agrees’. The correct verb for checking is ‘conferir’.
↔Alternatives
Nós verificamos seu histórico de crédito.
We verify your credit history.
Vamos analisar seu histórico de crédito.
We will analyze your credit history.
Consultamos seu histórico de crédito.
We consult your credit history.
Cultural Tip
In Brazil, credit checks are routine for many financial services. Using ‘a gente’ makes the tone slightly informal yet still professional, which is common in customer‑service scripts. In more formal written communication, prefer ‘nós’ or the passive form ‘Seu histórico de crédito será conferido.’