Italian Phrase
Accetti carte?
Meaning
A quick way to ask a shopkeeper, waiter, or any service provider whether they take payment by credit or debit card. It’s the informal version of the question, suitable when you’re on a first‑name basis or in a casual setting.
When to use
Use this phrase when you’re about to pay for something and you need to know if the establishment accepts card payments – in cafés, restaurants, boutiques, hotels, or even at a market stall.
✦Grammar Breakdown
Accetticarte?
Accetti (verb)
"Accetti" is the second‑person singular present indicative of "accettare" (to accept). It is informal; use "Accetta" for formal "Lei" or "Accettate" for plural "voi".
carte (noun)
"Carte" is the plural of "carta" and in this context refers to credit/debit cards.
🗨In Conversation
Scusi, accetti carte?
Excuse me, do you accept cards?
Sì, accettiamo tutte le carte di credito e di debito.
Yes, we accept all credit and debit cards.
✕Common Mistakes
Accetta carte?
Using "Accetta" is formal (Lei). If you’re in a casual setting, "Accetti" is more natural.
Accetti le carte?
The article "le" is unnecessary unless you’re specifying a particular set of cards.
Accetti carta?
"Carta" singular sounds like you’re asking about a single card; the plural "carte" is the idiomatic way to refer to any cards.
↔Alternatives
Accettate carte di credito?
Do you accept credit cards?
Posso pagare con carta?
Can I pay with a card?
Accettate pagamenti con carta?
Do you accept card payments?
Cultural Tip
In many Italian towns, especially smaller family‑run shops, cash is still king. Even in big cities, some cafés and market stalls may only take cash. It’s polite to ask before you pull out your wallet. If you’re speaking to someone you don’t know well, switch to the formal "Accetta" or "Accettate" to show respect.