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Italian Phrase

Voglio pianificare la mia pensione.

/ˈvɔʎ.ʎo pja.ni.fiˈka.re la ˈmi.a penˈsjo.ne/
Meaning"I want to plan my retirement."
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Meaning

This phrase expresses a proactive intention to manage one's financial and personal future after concluding their professional career. It combines the modal verb 'volere' (to want) with the technical infinitive 'pianificare' (to plan), specifically regarding 'pensione' (retirement).

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When to use

Use this phrase in formal or semi-formal settings, such as when speaking with a financial advisor, a bank representative, or discussing long-term life goals with a partner. It is a serious statement about future stability.

Grammar Breakdown

Vogliopianificarela miapensione

1

Volere (Voglio)

The verb 'volere' is a modal verb; when followed by another verb, that second verb must be in the infinitive form.

2

Possessives with Articles

Unlike English, Italian possessives almost always require a definite article (il, la, i, le) before the possessive adjective.

🗨In Conversation

A

Perché stai risparmiando così tanto quest'anno?

Why are you saving so much this year?

Perché voglio pianificare la mia pensione il prima possibile.

Because I want to plan my retirement as soon as possible.

B

Common Mistakes

  • Voglio pianificare mio pensione.

    Pensione is a feminine noun, so it requires the feminine possessive article 'la mia'.

  • Voglio ritirare la mia pensione.

    'Ritirare' means to withdraw money; to express the act of retiring, use 'andare in pensione'.

Alternatives

  • Vorrei organizzare la mia pensione.

    I would like to organize my retirement.

  • Sto pensando alla mia futura pensione.

    I am thinking about my future retirement.

it

Cultural Tip

In Italy, the state pension system (INPS) is a major part of social life and political discussion. While private pensions are growing in popularity, most Italians focus on their 'contributi' (social security contributions) and the legal age for 'andare in pensione'.