German Phrase
Deckt die Versicherung diesen Besuch?
Meaning
The sentence asks whether the insurance will pay for (cover) a particular visit, such as a doctor's appointment, specialist consultation, or any service that might incur costs. It implies a specific, already‑planned visit that the speaker wants to confirm is included in the policy.
When to use
Use this question when you are speaking with an insurance representative, a receptionist, or a friend about whether a planned appointment or service is reimbursed or paid for by your health or travel insurance.
✦Grammar Breakdown
DecktdieVersicherungdiesenBesuch?
Verb‑First in Yes/No Questions
In German yes/no questions the finite verb moves to the first position, so 'deckt' precedes the subject.
Accusative with Demonstrative Pronoun
The object 'Besuch' is masculine; the demonstrative pronoun must be in the accusative form 'diesen'.
Noun Gender & Article
'Versicherung' is feminine, so it takes the definite article 'die' in nominative.
Verb 'decken' meaning 'to cover'
Here 'decken' is used in the sense of 'to pay for' or 'to cover' expenses.
🗨In Conversation
Deckt die Versicherung diesen Besuch?
Does the insurance cover this visit?
Ja, die Kosten werden übernommen.
Yes, the costs will be covered.
✕Common Mistakes
Deckt die Versicherung dieser Besuch?
The object is accusative, so the demonstrative pronoun must be 'diesen', not nominative 'dieser'.
Ist die Versicherung diesen Besuch?
Using 'ist' changes the meaning to 'Is the insurance this visit?', which is ungrammatical. The correct verb for coverage is 'decken'.
Die Versicherung deckt diesen Besuch?
In a yes/no question the verb must be first; placing the subject before the verb turns it into a statement.
↔Alternatives
Übernimmt die Versicherung die Kosten für diesen Besuch?
Does the insurance take over the costs for this visit?
Ist dieser Besuch durch die Versicherung gedeckt?
Is this visit covered by the insurance?
Wird dieser Besuch von der Versicherung bezahlt?
Will this visit be paid for by the insurance?
Cultural Tip
In German‑speaking countries insurance matters are often discussed formally. When contacting an insurance company, use the polite 'Sie' form and include your policy number. Also, note that 'Versicherung' can refer to health, travel, or liability insurance, so specify the type if needed to avoid confusion.

