French Phrase
C'est combien, ma franchise ?
Meaning
Literally, "How much is my deductible?" The speaker is asking the insurance provider to state the amount they will have to pay out‑of‑pocket before the policy kicks in. It is a polite, everyday way to request this specific cost.
When to use
Use this sentence when you are reviewing an insurance contract, calling your insurer’s customer service, or speaking with an agent about a claim. It works both in a formal office setting and in a more casual phone conversation.
✦Grammar Breakdown
C'estcombien,mafranchise?
C'est
Contraction of "cela est"; used to introduce a question about price or amount.
combien
Interrogative adverb meaning "how much"; placed after the verb or copula in informal questions.
ma
Possessive adjective agreeing in gender and number with the noun it modifies (here feminine singular "franchise").
franchise (insurance)
Noun meaning the deductible amount you must pay before the insurer covers the rest.
🗨In Conversation
C'est combien, ma franchise ?
How much is my deductible?
Votre franchise est de 300 €, à partir duquel nous prenons en charge les frais.
Your deductible is €300, after which we cover the costs.
✕Common Mistakes
Combien est ma franchise ?
The verb "être" should precede the interrogative in informal speech; the correct order is "C'est combien…"
Ma franchise est combien ?
While understandable, this word order sounds overly literal; native speakers prefer "C'est combien, ma franchise ?" or "Quel est le montant de ma franchise ?"
C'est combien, ma franchise d'entreprise ?
Do not confuse the insurance term with the English "franchise" (business chain). In French it always means the deductible.
↔Alternatives
Quel est le montant de ma franchise ?
What is the amount of my deductible?
Pouvez‑vous me dire le montant de ma franchise ?
Can you tell me the amount of my deductible?
Ma franchise, c’est combien ?
My deductible, how much is it?
Cultural Tip
In French insurance contracts, the word "franchise" refers specifically to the deductible, not to a "franchise" as in a business chain. When speaking with agents, keep the tone polite but direct; using "C'est combien…" is perfectly acceptable in both phone calls and face‑to‑face meetings. In formal written requests, you might prefer the more elaborate "Quel est le montant de ma franchise ?".