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Spanish Phrase

¿Cuándo tengo que pagar?

/ˈkwan.do ˈteŋ.go ke paˈɣar/
Meaning"When do I have to pay?"
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Meaning

The speaker is asking for the specific time or deadline when a payment must be made. It can refer to a bill, rent, tuition, or any other financial obligation.

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When to use

Use this question when you need to know the exact date or time you must settle a payment—whether you’re talking to a landlord, a teacher, a utility company, or a friend about splitting a dinner bill.

Grammar Breakdown

¿Cuándotengoquepagar?

1

¿Cuándo?

Interrogative adverb meaning 'when', used to ask about time.

2

tener que + infinitivo

Construction that expresses obligation or necessity; the verb 'tener' is conjugated and followed by 'que' plus an infinitive.

3

pagar

Infinitive verb meaning 'to pay'. In this sentence it is the action that is required.

🗨In Conversation

A

¿Cuándo tengo que pagar?

When do I have to pay?

Tienes que pagar antes del viernes.

You have to pay before Friday.

B

Common Mistakes

  • ¿Cuándo tengo pagar?

    The construction requires 'que' between 'tener' and the infinitive.

  • ¿Cuándo tengo que pago?

    Use the infinitive 'pagar' after 'tener que', not the conjugated form 'pago'.

  • ¿Cuando tengo que pagar?

    Remember the accent on 'cuándo' when it is used in a question.

Alternatives

  • ¿A qué hora debo pagar?

    What time should I pay?

  • ¿Cuál es la fecha límite para pagar?

    What is the deadline to pay?

  • ¿Cuándo es la fecha de pago?

    When is the payment date?

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Cultural Tip

In many Spanish‑speaking countries bills (electricidad, agua, internet) are usually due at the end of the month, and punctuality is taken seriously. When you ask about a payment, it’s polite to use the formal "usted" form with strangers or business contacts, e.g., "¿Cuándo tengo que pagar, señor García?". In informal settings with friends, the casual "tú" form is fine.