Spanish Phrase
¿Cuál es mi deducible?
Meaning
This question asks the listener to state the amount of money you must pay out‑of‑pocket before your insurance policy starts covering expenses. It is a direct request for the deductible figure in a policy.
When to use
Use this phrase when you are reviewing a health, car, home, or travel insurance policy and need to know the exact deductible amount. It is common in phone calls with insurance agents, at the insurance office, or when reading the fine print of a contract.
✦Grammar Breakdown
¿Cuálesmideducible?
Interrogative pronoun "Cuál"
"Cuál" is used to ask for a specific piece of information among known options, and it agrees in gender and number with the noun it refers to.
Verb "ser" (es)
"Ser" is used for identity, definition, or inherent characteristics; here it links the subject (the deductible) with its value.
Possessive adjective "mi"
"Mi" indicates ownership and does not change for gender or number; it precedes the noun it modifies.
Noun "deducible"
A technical term in insurance meaning the amount the policyholder must pay before the insurer covers the rest.
🗨In Conversation
¿Cuál es mi deducible?
What is my deductible?
Su deducible es de 500 dólares.
Your deductible is $500.
✕Common Mistakes
¿Qué es mi deducible?
Use "cuál" for specific information; "qué" asks for a definition.
¿Cuál es mis deducible?
"Deducible" is singular, so the possessive must be "mi", not "mis".
¿Cuál está mi deducible?
"Ser" (es) is correct for defining a characteristic; "estar" would be incorrect here.
↔Alternatives
¿Qué monto tengo que pagar antes de que la aseguradora cubra?
What amount do I have to pay before the insurer covers?
¿Cuánto es el deducible de mi póliza?
How much is the deductible of my policy?
¿Cuál es la cantidad del deducible?
What is the deductible amount?
Cultural Tip
In many Spanish‑speaking countries the word "deducible" is used in both health and auto insurance, but some regions also say "franquicia" (especially in Mexico). When speaking with an insurance agent, keep a formal tone and use "usted" unless the agent invites you to use "tú". Also, be ready to clarify the currency (pesos, dólares, etc.) as policies often list the deductible in the local currency.