Spanish Phrase
Toma tu dinero y tu tarjeta.
Meaning
This phrase uses the informal imperative form of the verb 'tomar' to instruct someone to accept their belongings. It is a common way to hand back items after a transaction or a shared expense. The repetition of 'tu' emphasizes that both items belong to the person being addressed.
When to use
Use this phrase in casual settings, such as when returning change to a friend or handing back a credit card after paying for a group meal. It is suitable for friends, family, or peers.
✦Grammar Breakdown
Tomatudineroytutarjeta
Imperative Mood
'Toma' is the informal (tú) command form of the verb 'tomar'. It is used for direct requests or when handing something to someone.
Possessive Adjectives
'Tu' means 'your' in the informal sense. Note that it does not have an accent mark; 'tú' with an accent means 'you' (the subject pronoun).
🗨In Conversation
¿Me puedes devolver lo que sobró de la cena?
Can you give me back what was left over from dinner?
Sí, claro. Toma tu dinero y tu tarjeta.
Yes, of course. Take your money and your card.
✕Common Mistakes
Lleva tu dinero y tu tarjeta.
'Llevar' means to carry or take away; 'tomar' is the correct verb for accepting something being handed to you.
Toma su dinero y su tarjeta.
'Su' is the formal or third-person possessive; use 'tu' when addressing someone informally with 'toma'.
↔Alternatives
Aquí tienes tu dinero y tu tarjeta.
Here is your money and your card.
Coge tu dinero y tu tarjeta.
Grab your money and your card (Common in Spain).
Cultural Tip
In Latin America, 'tomar' is the standard verb for 'to take'. In Spain, 'coger' is more frequent in this context, but be careful: in many Latin American countries, 'coger' has a strong vulgar connotation. 'Tomar' is always a safe, polite choice everywhere.

