Portuguese Phrase
Podem verificar teu histórico de crédito.
Meaning
The sentence states that ‘they can check your credit history.’ It is often used by banks, lenders, or landlords when they need to assess a person’s financial reliability.
When to use
Use this phrase when you are informing someone—usually a client or applicant—that a credit check is possible or will be performed. It appears in loan applications, rental agreements, and credit‑card sign‑ups.
✦Grammar Breakdown
Podemverificarteuhistóricodecrédito
Podem (poder)
Third‑person plural present indicative of poder, meaning ‘they can’ or ‘it is possible to’.
verificar (infinitive)
Infinitive verb that follows poder; the construction ‘poder + infinitive’ expresses ability or permission.
teu (possessive pronoun)
Informal singular possessive (your). Used with friends, family, or in casual contexts; in formal settings use ‘seu’.
histórico de crédito
Noun phrase meaning ‘credit history’; ‘de’ links the two nouns.
🗨In Conversation
Podem verificar teu histórico de crédito.
They can check your credit history.
Claro, aqui está a minha autorização.
Sure, here is my authorization.
✕Common Mistakes
Podem verificar seu histórico de crédito.
Use ‘seu’ in formal contexts; ‘teu’ is informal and may sound too casual with banks or landlords.
Poderam verificar teu histórico de crédito.
‘Poderam’ is past tense; the sentence talks about present ability, so use ‘podem’.
Podem verifica teu histórico de crédito.
After ‘podem’, the verb must stay in infinitive; do not conjugate it.
↔Alternatives
Eles podem consultar seu histórico de crédito.
They can consult your credit history.
Podemos analisar seu score de crédito.
We can analyze your credit score.
É possível verificar seu histórico de crédito.
It is possible to check your credit history.
Cultural Tip
In Brazil, credit checks are routine for many financial transactions, from bank loans to renting an apartment. In professional or written communication, prefer the formal possessive ‘seu’ instead of the informal ‘teu’. Also, always ask for explicit consent before accessing someone’s credit data, as privacy laws (LGPD) require it.