Portuguese Phrase
Está no seu cartão de débito ou no extrato.
Meaning
The sentence asks whether something (usually a charge, fee, or transaction) appears on your debit card or on your bank statement. It’s a neutral, informational question used in financial contexts.
When to use
Use this phrase when you’re clarifying where a payment or fee is recorded – for example, during a phone call with a bank, in a chat with customer support, or when helping a friend understand a banking document.
✦Grammar Breakdown
Estánoseucartãodedébitoounoextrato
Estar (location)
Use "está" (from estar) to indicate the location or presence of something, not a permanent characteristic.
Contraction "no"
"no" = "em" + "o"; it means "in/on the" and must agree with the masculine noun that follows.
Possessive "seu"
"seu" means "your" (masculine singular) and agrees with the noun it modifies.
Noun phrase "cartão de débito"
A compound noun where "de" links the type of card (de débito = debit).
Coordinating conjunction "ou"
"ou" offers an alternative choice; it does not require a comma before it in short sentences.
Noun "extrato"
"extrato" refers to a bank statement or transaction summary.
🗨In Conversation
A taxa está no seu cartão de débito ou no extrato?
Is the fee on your debit card or on the statement?
Está no extrato.
It’s on the statement.
✕Common Mistakes
É no seu cartão de débito ou no extrato.
Use "está" (temporary location) instead of "é" (permanent characteristic).
no seu cartão de débito ou no extrato está.
The verb should stay before the prepositional phrase; avoid ending the sentence with the verb.
no seu cartão de débito ou extrato
Repeat the preposition "no" before each noun to keep the structure parallel.
↔Alternatives
Aparece no seu cartão de débito ou no extrato?
Does it appear on your debit card or on the statement?
Está no seu cartão ou no seu extrato?
Is it on your card or on your statement?
É registrado no cartão de débito ou no extrato?
Is it recorded on the debit card or on the statement?
Cultural Tip
In Brazil, "extrato" usually refers to the electronic bank statement you can view through your banking app. Many people check the extrato daily to monitor expenses, so mentioning it signals that you’re familiar with modern banking habits. Also, avoid using "é" (ser) here; "é" would imply a permanent characteristic, while "está" correctly signals a temporary location of a transaction.