Italian Phrase
Contanti, carta e pagamento con il cellulare.
Meaning
The sentence lists three common ways to settle a bill: cash, a payment card, and paying with a mobile phone (e.g., contact‑less or app‑based payments). It is a concise way to inform customers about the accepted payment options.
When to use
Use this phrase on shop signs, restaurant menus, or in conversation when you want to tell someone which payment methods are accepted. It works both in formal written contexts (e.g., signage) and informal spoken exchanges.
✦Grammar Breakdown
Contanticartaepagamentoconilcellulare
Contanti (plural noun)
Used as a plural noun to refer to cash; despite being plural, it functions as an uncountable amount.
carta (feminine noun)
Means 'card' (usually credit or debit). No article is needed when listed with other items.
e (conjunction)
The coordinating conjunction 'and' that links items in a list.
pagamento (masculine noun)
Literally 'payment'; here it forms a compound phrase with the preposition 'con'.
con + il (preposition + article)
The preposition 'with' requires the definite article 'il' before a masculine singular noun.
cellulare (masculine noun)
Means 'mobile phone'. In modern Italian it also stands for mobile‑payment methods.
🗨In Conversation
Quali metodi di pagamento accettate?
What payment methods do you accept?
Contanti, carta e pagamento con il cellulare.
Cash, card and payment with the phone.
✕Common Mistakes
Contante, carta e pagamento con il cellulare.
‘Contante’ is singular and not used to refer to cash; the correct plural form is ‘contanti’.
Contanti, carta e pagamento con cellulare.
The article ‘il’ is required before ‘cellulare’.
Contanti, carta di credito e pagamento con il cellulare.
While ‘carta di credito’ is correct, in a simple list you usually omit the specification unless you need to be precise.
↔Alternatives
Contanti, carta o pagamento tramite cellulare.
Cash, card or payment via mobile phone.
Contanti, carta e pagamento con smartphone.
Cash, card and payment with a smartphone.
Contanti, carta e pagamento digitale.
Cash, card and digital payment.
Cultural Tip
In Italy cash is still the most common payment method, especially in small towns and traditional markets. However, contact‑less cards and mobile‑payment apps (Apple Pay, Google Pay, Satispay) have surged since the pandemic. When writing signs, keep the tone neutral and avoid overly informal slang; the phrase as shown works well for both printed and spoken contexts.

