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Italian Phrase

Quanto costa l'assicurazione?

/ˈkwan.to ˈkɔs.sa las.si.ku.raˈt͡sjo.ne/
Meaning"How much does the insurance cost?"
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Meaning

The sentence asks for the price of an insurance policy. It can refer to car, health, home, or any other type of coverage. The structure is a direct, neutral way to request cost information.

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When to use

Use this phrase when you are at an insurance office, on a phone call, or chatting online with a broker and you need to know the price before deciding. It works in both formal and informal contexts, though you may add *per favore* for extra politeness.

✦Grammar Breakdown

Quantocostal'assicurazione?

1

Quanto

Interrogative adverb meaning 'how much', used before verbs to ask about price or quantity.

2

costa

Third‑person singular of the verb *costare* (to cost). It agrees with the singular noun that follows.

3

l'

Elided form of the definite article *la* before a vowel; required because *assicurazione* starts with a vowel.

4

assicurazione

Feminine noun meaning 'insurance'.

5

Question mark

In spoken Italian the intonation rises at the end; in writing the question mark signals the interrogative.

🗨In Conversation

A

Buongiorno, vorrei sapere quanto costa l'assicurazione per la mia auto.

Good morning, I would like to know how much the car insurance costs.

Certo, dipende dal modello e dall'anno. Per la sua Fiat 500 del 2020 il prezzo è 450 euro all'anno.

Sure, it depends on the model and year. For your 2020 Fiat 500 the price is 450 euros per year.

B

✕Common Mistakes

  • Quanto costo l'assicurazione?

    Use the verb *costare* (costa) instead of the noun *costo* in this question.

  • Quanto costa la assicurazione?

    Because *assicurazione* starts with a vowel, the article must be elided to *l'*.

  • Quanto è il costo dell'assicurazione?

    While understandable, this construction is more wordy; native speakers prefer the shorter *Quanto costa l'assicurazione?*

↔Alternatives

  • Qual è il prezzo dell'assicurazione?

    What is the price of the insurance?

  • Quanto devo pagare per l'assicurazione?

    How much do I have to pay for the insurance?

  • Mi può dire il costo dell'assicurazione?

    Can you tell me the cost of the insurance?

it

Cultural Tip

In Italy, insurance quotes are often given per year and may include optional add‑ons (e.g., theft protection, roadside assistance). When asking for a price, it is polite to start with a greeting and, if you are speaking to a stranger, add *per favore* or *mi scusi* before the question. Remember that many agents will ask for details about the vehicle or health status before providing a final figure.