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Italian Phrase

Alcuni conti non hanno spese mensili.

/alˈkuːni ˈkɔnti non ˈanno ˈspɛze menˈsi.li/
Meaning"Some accounts have no monthly fees."
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Meaning

The sentence states that certain accounts do not incur any monthly fees. It is often used when comparing different banking or subscription options, highlighting that some products are free of recurring charges.

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When to use

Use this phrase when you are discussing bank accounts, mobile plans, streaming services, or any subscription that may charge a monthly fee, and you want to point out the ones that are fee‑free.

Grammar Breakdown

Alcunicontinonhannospesemensili

1

Alcuni (indefinite adjective)

Used before a plural noun to mean 'some' or 'a few'. It agrees in gender and number with the noun it modifies.

2

conti (noun, masc. pl.)

Plural of 'conto', meaning 'account' (e.g., bank account, subscription).

3

non (negation)

Placed before the verb to negate the statement.

4

hanno (avere, 3rd pl. pres.)

The verb 'avere' conjugated for third‑person plural, meaning 'they have'.

5

spese (noun, fem. pl.)

Plural of 'spesa', meaning 'expenses' or 'fees'.

6

mensili (adjective, fem. pl.)

Adjective meaning 'monthly', must agree in gender and number with the noun 'spese'.

🗨In Conversation

A

Quali conti non hanno spese mensili?

Which accounts have no monthly fees?

Alcuni conti non hanno spese mensili, come il conto base della nostra banca.

Some accounts have no monthly fees, like the basic account of our bank.

B

Common Mistakes

  • Alcuni conti ha spese mensili.

    The verb must agree with the plural subject; use 'hanno' not 'ha'.

  • Alcuni conti non hanno spese mensile.

    Adjectives must match the noun in number; 'spese' is plural, so use 'mensili'.

  • Alcuni conti non hanno spese mensili.

    The placement of 'alcuni' before the noun is required; moving it after the verb sounds unnatural.

Alternatives

  • Alcuni conti non prevedono costi mensili.

    Some accounts do not foresee monthly costs.

  • Alcuni conti sono esenti da spese mensili.

    Some accounts are exempt from monthly fees.

  • Alcuni conti non hanno costi ricorrenti.

    Some accounts have no recurring costs.

it

Cultural Tip

In Italy many banks advertise a 'conto corrente a zero spese' especially for students, pensioners, or low‑income customers. However, read the fine print: sometimes there are hidden fees for specific operations (e.g., ATM withdrawals abroad). Knowing the exact wording—'spese mensili' versus 'costi di gestione'—helps you compare offers accurately.