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German Phrase

Rechne die Nebenkosten in dein Budget mit ein.

/ˈʁɛçnə diː ˈneːbənˌkɔstən ɪn daɪn ˈbʊdʒɛt mɪt aɪn/
Meaning"Include the ancillary costs in your budget."
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Meaning

The sentence means “Include the ancillary costs in your budget.” It advises the listener to take additional expenses—such as utilities, fees, or service charges—into account when planning their finances.

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When to use

Use this phrase when discussing personal budgeting, planning a move into a new apartment, preparing a project cost estimate, or any situation where you need to remind someone to consider extra expenses that are not part of the main price.

Grammar Breakdown

RechnedieNebenkostenindeinBudgetmitein.

1

Rechne (imperative)

‘Rechne’ is the imperative form of the verb ‘einrechnen’. It tells the listener to perform the action.

2

die Nebenkosten

‘Nebenkosten’ is a plural noun; the article ‘die’ is accusative plural because it is the direct object of the verb.

3

in dein Budget

The preposition ‘in’ here takes the accusative case (dein Budget) to indicate movement into a state – i.e., putting the costs into the budget.

4

dein Budget

‘dein’ is a possessive pronoun matching the neuter noun ‘Budget’ in the accusative case.

5

mit ein (separable verb)

‘mit ein’ is the split part of the separable verb ‘mit einrechnen’. In the main clause the prefix ‘mit’ moves to the end of the sentence.

🗨In Conversation

A

Rechne die Nebenkosten in dein Budget mit ein.

Include the ancillary costs in your budget.

Gute Idee, sonst könnte ich am Monatsende überrascht werden.

Good idea, otherwise I might be surprised at the end of the month.

B

Common Mistakes

  • Rechne die Nebenkosten in dein Budget ein.

    Missing the separable prefix ‘mit’; the correct idiom is ‘mit einrechnen’.

  • Rechne der Nebenkosten in dein Budget mit ein.

    If you treat ‘Nebenkosten’ as singular, you might incorrectly use ‘der’. It is plural, so the article must be ‘die’.

  • Rechnen Sie die Nebenkosten in dein Budget mit ein.

    When using the formal ‘Sie’, the possessive changes to ‘Ihr’. Use ‘Ihr Budget’ in formal contexts.

Alternatives

  • Berücksichtige die Nebenkosten in deinem Budget.

    Take the ancillary costs into account in your budget.

  • Plane die Nebenkosten in dein Budget ein.

    Plan the ancillary costs into your budget.

  • Vergiss nicht, die Nebenkosten in dein Budget zu integrieren.

    Don’t forget to integrate the ancillary costs into your budget.

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Cultural Tip

In German financial planning, especially when renting an apartment, ‘Nebenkosten’ (heating, water, electricity, building fees, etc.) are often listed separately from the base rent. It’s considered good practice to calculate them early so you don’t run into unexpected monthly expenses.