German Phrase
Wie hoch ist mein Selbstbehalt?
Meaning
The speaker is asking for the amount of the deductible that applies to their insurance policy. It is a direct, polite inquiry about a financial figure that the policyholder must pay before the insurer covers the rest.
When to use
Use this sentence when you are reviewing a health, car, or property insurance contract, speaking with an insurance agent, or checking the details of a policy online. It is appropriate in both formal and informal contexts, as long as the topic is insurance.
✦Grammar Breakdown
WiehochistmeinSelbstbehalt?
Wie hoch
A fixed phrase meaning 'how high' used to ask about the amount or level of something.
ist (sein)
The third‑person singular present of the verb 'sein' (to be), used here as a copula.
mein (possessive)
Possessive determiner matching the masculine noun 'Selbstbehalt' in case, number, and gender.
Selbstbehalt
A masculine noun (der Selbstbehalt) meaning 'deductible' in insurance contracts.
Question mark
In German, a question is indicated by a trailing '?' and often by inversion of subject and verb.
🗨In Conversation
Wie hoch ist mein Selbstbehalt?
How high is my deductible?
Ihr Selbstbehalt beträgt 500 Euro pro Schadenfall.
Your deductible is 500 euros per claim.
✕Common Mistakes
Wie viel ist mein Selbstbehalt?
‘Wie viel’ asks for a quantity, but with ‘Selbstbehalt’ the idiomatic phrase is ‘Wie hoch’ because you are asking about a level/amount.
mein Selbstbehalt ist wie hoch?
In German questions the verb precedes the subject; the correct order is ‘Wie hoch ist mein Selbstbehalt?’
Selbstbehalt mein
Possessive determiners must precede the noun: ‘mein Selbstbehalt’, not ‘Selbstbehalt mein’.
↔Alternatives
Wie viel Selbstbehalt habe ich?
How much deductible do I have?
Wie hoch ist mein Eigenanteil?
How high is my co‑payment?
Welcher Betrag ist mein Selbstbehalt?
What amount is my deductible?
Cultural Tip
In German‑speaking countries the term 'Selbstbehalt' is standard in all types of insurance, from health to car. The amount can vary widely, and many policies let you choose a higher Selbstbehalt to lower the premium. When speaking with an agent, it is polite to use the formal 'Sie' unless you have been invited to use 'du'.