German Phrase
Akzeptiert ihr meine Versicherung hier?
Meaning
The speaker asks a group of people (e.g., reception staff, doctors, or pharmacists) whether the insurance they hold is accepted at that location. It’s a polite, direct way to confirm coverage before receiving a service.
When to use
Use this sentence at a medical clinic, dentist, physiotherapist, pharmacy, or any service where you need to know if your health or travel insurance will be honored. It works best when you’re speaking to more than one staff member in an informal setting.
✦Grammar Breakdown
AkzeptiertihrmeineVersicherunghier?
Verb conjugation (2nd pl.)
‘Akzeptiert’ is the present‑tense form of ‘akzeptieren’ for the 2nd person plural (ihr).
Personal pronoun ‘ihr’
‘ihr’ is the informal plural ‘you’, used when speaking to more than one person you know well.
Possessive determiner ‘meine’
‘meine’ agrees with the feminine noun ‘Versicherung’ (my insurance).
Noun gender & case
‘Versicherung’ is feminine, nominative case here because it is the direct object of ‘akzeptieren’.
Adverb of place ‘hier’
‘hier’ means ‘here’ and is placed at the end of the sentence for emphasis.
Question word order
In yes/no questions the verb comes first, followed by the subject (ihr).
🗨In Conversation
Akzeptiert ihr meine Versicherung hier?
Do you accept my insurance here?
Ja, wir nehmen die meisten gängigen Kassen an.
Yes, we accept most common health insurances.
✕Common Mistakes
Akzeptiert du meine Versicherung hier?
‘du’ is singular; the sentence addresses a group, so ‘ihr’ is required.
Akzeptiert ihr mein Versicherung hier?
‘Versicherung’ is feminine, so the possessive must be ‘meine’, not ‘mein’.
Hier akzeptiert ihr meine Versicherung?
Word order for a yes/no question in German places the verb first, not the adverb.
↔Alternatives
Nehmt ihr meine Versicherung hier an?
Do you take my insurance here?
Wird meine Versicherung hier akzeptiert?
Is my insurance accepted here?
Akzeptieren Sie meine Versicherung hier?
Do you (formal) accept my insurance here?
Cultural Tip
In Germany there are two main types of health insurance: gesetzliche (statutory) and private. Most doctors and pharmacies accept the statutory ones automatically, but private insurers may need a confirmation code. When you’re unsure, it’s common to ask ‘Akzeptieren Sie meine Versicherung?’ in a formal tone, especially at larger hospitals.