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German Phrase

Nehmt ihr Kreditkarten?

/ˈneːmt iːɐ̯ ˈkʁeːdɪtˌkaʁtn̩/
Meaning"Do you accept credit cards?"
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Meaning

A direct question asking a group of people (informal) whether they accept credit cards as a form of payment. It is the everyday way to find out if you can pay with a card.

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When to use

Use this phrase in shops, cafés, restaurants, hotels or any service point when you need to know the payment options. It is informal; in a formal setting you would say “Nehmen Sie Kreditkarten?”.

Grammar Breakdown

NehmtihrKreditkarten?

1

Nehmt (nehmen)

‘Nehmt’ is the 2nd person plural present tense of ‘nehmen’ (to take/accept).

2

ihr (personal pronoun)

‘ihr’ is the informal plural ‘you’, used when speaking to a group of people you know well.

3

Kreditkarten (noun)

‘Kreditkarten’ is the plural of ‘die Kreditkarte’; it functions as the accusative object of ‘nehmen’.

4

Word order

In a yes‑no question the verb comes first, followed by the subject and then the object.

🗨In Conversation

A

Nehmt ihr Kreditkarten?

Do you accept credit cards?

Ja, wir akzeptieren Kreditkarten.

Yes, we accept credit cards.

B

Common Mistakes

  • Nehmt ihr Kreditkarte?

    The noun must be plural because you are asking about any card, not a single specific one.

  • Nehmt ihr die Kreditkarten?

    The definite article is unnecessary in this question; it sounds unnatural.

  • Ihr nehmt Kreditkarten?

    In a yes‑no question the verb must precede the subject.

Alternatives

  • Akzeptiert ihr Kreditkarten?

    Do you accept credit cards?

  • Kann ich mit Kreditkarte bezahlen?

    Can I pay with a credit card?

  • Nehmt ihr Karten?

    Do you take cards?

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Cultural Tip

In many German towns, especially smaller shops, cash is still king and credit‑card acceptance is not guaranteed. It’s perfectly polite to ask “Nehmt ihr Kreditkarten?” before ordering. When speaking to staff in a more formal environment (e.g., a hotel reception), switch to the formal ‘Sie’: “Nehmen Sie Kreditkarten?”.