French Phrase
En liquide ou par carte ?
Meaning
A short question asking the listener which payment method they prefer: cash (en liquide) or by card (par carte). It’s a common phrase in shops, restaurants, and any place where you need to settle a bill.
When to use
Use this phrase when you’re the seller or the person handling the bill and you need to know how the customer wants to pay. It works in cafés, supermarkets, taxis, or even informal settings like a friend’s garage sale.
✦Grammar Breakdown
Enliquideouparcarte?
En (preposition)
Used to indicate the means or manner of an action, similar to 'by' or 'in' in English.
liquide (noun)
Literally 'liquid', used idiomatically to mean cash (money in liquid form).
ou (conjunction)
Means 'or', used to present a choice between two alternatives.
par (preposition)
Indicates the instrument or method, here translating to 'by' when talking about payment.
carte (noun)
Short for 'carte bancaire' (bank card) or 'carte de crédit', meaning a payment card.
🗨In Conversation
Vous payez comment ?
How would you like to pay?
En liquide ou par carte ?
In cash or by card?
✕Common Mistakes
En liquide ou en carte ?
The preposition for the method of payment is 'par', not 'en'.
Par liquide ou par carte ?
'Liquide' is used with 'en', not with 'par'.
En cash ou par carte ?
Mixing English 'cash' with French is informal and may sound out of place in a polite context.
↔Alternatives
En espèces ou par carte ?
In cash (in bills) or by card?
Vous payez en espèces ou par carte bancaire ?
Do you pay in cash or with a bank card?
Cash ou carte ?
Cash or card?
Cultural Tip
In France, card payments have become the norm in most urban shops and restaurants, but many small boutiques, markets, or rural establishments still prefer cash. Saying "en liquide" sounds a bit more formal than the everyday "en espèces". If you want to be extra clear, you can say "par carte bancaire" to specify a bank card rather than, say, a loyalty card.

