French Phrase
Quelles assurances acceptes‑tu ?
Meaning
The sentence asks someone which insurance policies they accept, typically in contexts like a doctor's office, a hotel, or a car repair shop. It is informal because it uses the familiar 'tu'.
When to use
Use this phrase when you need to know what insurance plans are covered by a service provider, especially in informal settings with someone you know well or when the business encourages a friendly tone.
✦Grammar Breakdown
Quellesassurancesacceptes‑tu?
Quelles (interrogative adjective)
Used before a feminine plural noun to ask 'which' or 'what'. It agrees in gender and number with the noun it modifies.
assurances (noun)
Feminine plural noun meaning 'insurances' or 'insurance policies'.
acceptes‑tu (verb inversion)
Present tense of accepter (to accept) for 'tu' with inversion. The hyphen links the verb and pronoun; the final -s is kept for pronunciation.
Question mark
In written French, the question mark follows the whole sentence; the spoken intonation rises at the end.
🗨In Conversation
Quelles assurances acceptes‑tu ?
Which insurances do you accept?
Nous acceptons la Sécurité Sociale, la mutuelle MGEN et les assurances privées comme AXA ou Allianz.
We accept Social Security, the MGEN mutual, and private insurers such as AXA or Allianz.
✕Common Mistakes
Quel assurances acceptes‑tu ?
‘Quel’ is masculine singular; the noun ‘assurances’ is feminine plural, so it must be ‘Quelles’.
Quelles assurances acceptes tu ?
When using inversion, a hyphen is required and the verb keeps its final -s for liaison: ‘acceptes‑tu’.
Quelles assurances acceptes‑vous ?
Mixing ‘tu’ with ‘vous’ is inconsistent; choose either the informal ‘acceptes‑tu’ or the formal ‘acceptez‑vous’.
↔Alternatives
Quelles assurances acceptez‑vous ?
Which insurances do you accept? (formal)
Quelles assurances prenez‑vous ?
Which insurances do you take?
Quel type d’assurance acceptez‑vous ?
What type of insurance do you accept?
Cultural Tip
In France, the level of formality matters. Use 'tu' only if you have a familiar relationship or the service explicitly invites you to do so; otherwise, default to the polite 'vous' (Quelles assurances acceptez‑vous ?). Also, many French businesses list accepted insurances on a poster or website, so checking beforehand can save time.

