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French Phrase

C'est quoi tes taux d'intérêt en ce moment ?

/sɛ kwa tɛ to dɛ̃.te.ʁɛ ɑ̃ sə mɔ.mɑ̃/
Meaning"What are your interest rates right now?"
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Meaning

This phrase is a direct and informal way to inquire about current interest rates. It's commonly used when discussing financial products like savings accounts, loans, or mortgages. The 'quoi' makes it casual, suitable for friends or familiar contexts.

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When to use

You would use this phrase when speaking with a friend, family member, or someone you have an informal relationship with, to ask about the interest rates they are currently receiving or offering. For example, you might ask a friend about their savings account rates or a small business owner about their loan rates.

✦Grammar Breakdown

C'est quoitestaux d'intérêten ce moment

1

C'est quoi

'C'est quoi' is a very common informal way to ask 'What is it?' or 'What are they?' in spoken French. It replaces the more formal 'Qu'est-ce que c'est ?' or 'Quels sont...?'

2

Tes

'Tes' is the informal possessive adjective for 'your' (plural). It agrees with 'taux' (rates), which is plural. Use 'vos' for formal contexts or when addressing multiple people.

3

Taux d'intérêt

'Taux d'intérêt' means 'interest rates'. 'Taux' is masculine and can be singular or plural, but its form doesn't change. The 'd'' is a contraction of 'de' (of).

4

En ce moment

This phrase translates to 'right now' or 'at the moment'. It indicates the current time and is frequently used in everyday conversation.

🗨In Conversation

A

Salut Marc, tu as trouvé une bonne banque pour ton épargne ?

Hi Marc, did you find a good bank for your savings?

Oui, j'ai ouvert un compte chez eux. C'est quoi tes taux d'intérêt en ce moment ?

Yes, I opened an account with them. What are your interest rates right now?

B

✕Common Mistakes

  • Quel sont tes taux d'intérêt en ce moment ?

    While 'Quel sont' is grammatically correct for 'What are', 'C'est quoi' is the more natural and common informal phrasing for 'What is/are' in spoken French.

  • C'est quoi vos taux d'intérêt en ce moment ?

    Using 'vos' (formal 'your') with 'C'est quoi' (informal 'what is') creates a mismatch in register. Stick to 'tes' for informal contexts.

↔Alternatives

  • Quels sont vos taux d'intérêt actuels ?

    What are your current interest rates?

  • Pourriez-vous me donner les taux d'intérêt en vigueur ?

    Could you give me the current interest rates?

  • À combien s'élèvent les taux d'intérêt actuellement ?

    How much are the interest rates currently?

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Cultural Tip

In France, discussing personal finances, especially specific numbers like salaries or interest rates, can be considered more private than in some other cultures. While asking about general rates is fine, be mindful of the context and your relationship with the person. Using the more formal 'vous' and 'Quels sont vos taux...' is generally safer in professional or less intimate settings.