Spanish Phrase
Pueden revisar tu historial crediticio.
Meaning
Literally, 'They can check your credit history.' In everyday use it is a polite way for a bank, lender, or employer to say they are allowed to look at your credit record, often before granting a loan or a job.
When to use
Use this sentence when you are explaining a requirement for a financial service, a job application, or a rental agreement. It is also useful when you want to inform someone that a third party may access their credit data.
✦Grammar Breakdown
Puedenrevisartuhistorialcrediticio
Pueden (verb)
Third‑person plural form of poder, used to express ability or permission: 'they can' or 'you (formal/plural) can'.
revisar (infinitive)
Infinitive verb meaning 'to review' or 'to check'. It follows poder without conjugation.
tu (possessive adjective)
Informal second‑person singular possessive, meaning 'your'.
historial crediticio (noun phrase)
Compound noun meaning 'credit history' – a record of a person's borrowing and repayment behavior.
🗨In Conversation
¿Necesito autorizar algo para el préstamo?
Do I need to authorize anything for the loan?
Sí, pueden revisar tu historial crediticio antes de aprobarlo.
Yes, they can check your credit history before approving it.
✕Common Mistakes
Pueden revisar tu historial crediticio.
If you are speaking directly to the person, use 'puedes' (second‑person singular) instead of the third‑person plural.
Pueden revisar tu historial crediticio.
In formal contexts use 'su' instead of the informal 'tu'.
Pueden revisar el historial crediticio.
Do not add an article before the noun phrase; Spanish omits it here.
↔Alternatives
Pueden consultar tu historial crediticio.
They can consult your credit history.
Tendrán acceso a tu historial crediticio.
They will have access to your credit history.
Se revisará tu historial crediticio.
Your credit history will be reviewed.
Cultural Tip
In many Spanish‑speaking countries, credit reports are managed by private bureaus (e.g., Equifax, TransUnion). Before a lender can access them, you usually must sign a written consent. Mentioning 'pueden revisar' signals that the consent has already been given or is implied by the contract, so be sure to read the fine print.