Spanish Phrase
¿Aceptas fiadores?
Meaning
The sentence asks whether the listener (informally) is willing to accept guarantors, typically in the context of a rental agreement, a loan, or any contract that requires a third‑party guarantee.
When to use
Use this question when you are negotiating a lease, a credit line, or any arrangement where the other party may require a guarantor to secure the deal. It is informal, so it fits conversations with friends, roommates, or a landlord you know well.
✦Grammar Breakdown
¿Aceptasfiadores?
Aceptar (tú) – Present Indicative
The verb *aceptar* is conjugated for the informal second‑person singular (tú) as *aceptas* in the present indicative.
Question marks & word order
Spanish questions are enclosed in inverted (¿) and standard (?) marks, and the verb often precedes the subject or object.
Fiador / Fiadores – noun
*Fiador* is a masculine noun meaning ‘guarantor’; the plural *fiadores* refers to more than one guarantor.
Pronoun omission
The subject pronoun *tú* is omitted because the verb ending already indicates the person.
🗨In Conversation
¿Aceptas fiadores?
Do you accept guarantors?
Sí, aceptamos fiadores siempre que tengan buen historial crediticio.
Yes, we accept guarantors as long as they have a good credit history.
✕Common Mistakes
¿Acepta fiadores?
Use *aceptas* for informal *tú*; *acepta* is the formal *usted* form.
¿Aceptas fiador?
If you mean more than one guarantor, you must use the plural *fiadores*.
¿Aceptas los fiadores?
The article *los* is unnecessary unless you are referring to a specific, previously mentioned group of guarantors.
↔Alternatives
¿Aceptas un fiador?
Do you accept a guarantor?
¿Se aceptan fiadores?
Are guarantors accepted?
¿Necesitas fiadores?
Do you need guarantors?
Cultural Tip
In many Spanish‑speaking countries, a *fiador* (or *aval*) is a common requirement for renting an apartment or obtaining a loan. The term is more formal than the English ‘guarantor’, and the legal responsibilities of a *fiador* can be quite strict, so it’s wise to clarify the exact obligations before signing any contract.

