Spanish Phrase
¿Cuánto cuesta el seguro?
Meaning
A direct question asking for the price of an insurance policy. It can refer to any kind of insurance—health, car, travel, etc.—and is the most common way to inquire about cost in everyday conversation.
When to use
Use this phrase when you are at an insurance office, speaking with a sales representative, or comparing policies online. It works in both formal and informal contexts, though you may add a polite opener like ‘Disculpe’ in very formal settings.
✦Grammar Breakdown
¿Cuántocuestaelseguro?
¿Cuánto?
Interrogative adverb meaning 'how much', used to ask about price or quantity. It always carries an accent on the 'á'.
cuesta
Third‑person singular present of the verb costar ‘to cost’. It agrees with singular nouns like ‘el seguro’.
el seguro
Definite article + noun meaning ‘the insurance’. In Spanish the article is required when you refer to a specific type of insurance.
🗨In Conversation
¿Cuánto cuesta el seguro?
How much does the insurance cost?
El seguro cuesta 300 euros al mes.
The insurance costs 300 euros per month.
✕Common Mistakes
Cuanto cuesta el seguro?
Missing accent; the interrogative adverb must be written ‘¿Cuánto?’
¿Cuánto costo el seguro?
‘costo’ is a noun meaning ‘cost’; the correct verb form is ‘cuesta’.
¿Cuánto cuesta seguro?
The article is required when referring to a specific insurance; omit it only in very generic statements.
↔Alternatives
¿Cuál es el precio del seguro?
What is the price of the insurance?
¿Cuánto hay que pagar por el seguro?
How much do I have to pay for the insurance?
¿Cuánto vale el seguro?
How much is the insurance worth?
Cultural Tip
In Spanish‑speaking countries it is common to use ‘cuesta’ for services (insurance, tickets, subscriptions) and ‘vale’ for tangible goods. Adding a polite preface such as ‘Disculpe, ¿me podría decir…?’ can make the request sound more courteous, especially in formal settings like banks or insurance agencies. Regional variations exist: in Mexico you might also hear ‘¿Cuánto me sale el seguro?’ which is more colloquial.