Spanish Phrase
También tenemos préstamos para negocios.
Meaning
We also have (or offer) loans that are intended for businesses. The adverb 'también' signals that this is an additional service beyond what may have been mentioned before.
When to use
Use this sentence when a bank, credit union, or any financial service wants to highlight that they provide business‑focused loan products, especially after mentioning other types of credit.
✦Grammar Breakdown
Tambiéntenemospréstamosparanegocios.
También (adverb)
Adds the meaning of 'also' or 'too' and is usually placed at the beginning of the sentence for emphasis.
tenemos (verb)
First‑person plural present of 'tener' (to have). Used here as a polite way to say 'we offer' or 'we have'.
préstamos (noun)
Masculine plural noun meaning 'loans'. It can also be the present indicative of 'prestar' but context makes it clear it’s a noun.
para (preposition)
Introduces the purpose or beneficiary: 'for' or 'to'.
negocios (noun)
Masculine plural noun meaning 'businesses' or 'commercial activities'.
🗨In Conversation
¿Qué tipo de préstamos ofrecen?
What kind of loans do you offer?
También tenemos préstamos para negocios.
We also have loans for businesses.
✕Common Mistakes
Tambien tenemos préstamos para negocios.
The accent on the í is required; without it the word is misspelled.
También tenemos préstamo para negocios.
The noun must agree in number with 'negocios' – use the plural 'préstamos'.
También tenemos préstamos para negocio.
When referring to multiple businesses, use the plural 'negocios'.
También tengo préstamos para negocios.
If you want to sound more formal, you could use 'ofrecemos' instead of 'tenemos', but 'tenemos' is not wrong; the mistake is using singular 'tengo' with a plural noun.
↔Alternatives
Ofrecemos préstamos para empresas.
We offer loans for companies.
Disponemos también de líneas de crédito para negocios.
We also have lines of credit for businesses.
Tenemos créditos dirigidos a negocios.
We have credits aimed at businesses.
Cultural Tip
In most Spanish‑speaking countries the word 'negocios' is used for small‑to‑medium enterprises, while 'empresas' often refers to larger corporations. The phrase is formal and suitable for marketing materials, brochures, or a professional conversation. Remember to keep the accent on 'también' – dropping it changes the meaning and looks unprofessional.