Italian Phrase
Pago con carta.
Meaning
The sentence means “I pay with a card.” It is a simple statement you can use when you are at a store, restaurant, or any place that accepts card payments.
When to use
Use this phrase when you want to tell a cashier or service staff that you will be using a credit, debit, or prepaid card instead of cash.
✦Grammar Breakdown
Pagoconcarta
Verb conjugation (pago)
‘Pago’ is the first‑person singular present of the verb ‘pagar’ (to pay).
Preposition con
‘Con’ means ‘with’ and is used to indicate the instrument or means.
Noun carta
‘Carta’ here means ‘card’ (as in credit/debit card). It is a feminine singular noun.
🗨In Conversation
¿Cómo le gustaría pagar?
How would you like to pay?
Pago con carta.
I’ll pay with a card.
✕Common Mistakes
Pago con carta.
In most countries ‘tarjeta’ is the preferred word for a payment card.
Pago carta.
Do not omit the preposition ‘con’; it is required to link the verb with the instrument.
↔Alternatives
Pago con tarjeta.
I pay with a card.
Voy a pagar con tarjeta.
I’m going to pay with a card.
Prefiero pagar con tarjeta.
I prefer to pay with a card.
Cultural Tip
In many Spanish‑speaking countries, ‘carta’ and ‘tarjeta’ are both understood, but ‘tarjeta’ is more common for credit/debit cards. When you hand over the card, it’s polite to say ‘Gracias’ after the transaction is completed.

