Italian Phrase
Accettate carte di credito?
Meaning
A polite way to ask a shop, restaurant, or service provider whether they take credit cards as a form of payment. The verb is in the formal ‘voi’ form, which is the default polite address in most commercial settings.
When to use
Use this sentence when you are about to pay for something and you need to know if a credit card will be accepted – in cafés, boutiques, hotels, taxis, or any place where payment methods are not displayed.
✦Grammar Breakdown
Accettatecartedicredito?
Accettate (verb)
Second‑person plural (voi) present indicative of *accettare* ‘to accept’. Used when speaking to a group or to a single person in a formal/polite context.
Carte di credito (noun phrase)
Plural noun *carte* ‘cards’ + prepositional phrase *di credito* ‘of credit’. No article is needed before *carte* in a yes/no question.
Question mark
In Italian, the interrogative tone is shown by the final question mark; the verb‑subject order already signals a question.
🗨In Conversation
Accettate carte di credito?
Do you accept credit cards?
Sì, accettiamo tutte le principali.
Yes, we accept all the major ones.
✕Common Mistakes
Accettate le carte di credito?
The definite article is not used before *carte* in this yes/no question; *Accettate le carte di credito?* sounds unnatural.
Voi accettate carte di credito?
Adding the subject pronoun *voi* is redundant because the verb ending already indicates the second‑person plural.
Posso pagare con la carta di credito?
While understandable, the article *la* makes the phrase sound less concise; the preferred form is *Posso pagare con carta di credito?*
↔Alternatives
Posso pagare con carta di credito?
Can I pay with a credit card?
Accettate pagamenti con carta?
Do you accept card payments?
Accettate carte di credito o solo contanti?
Do you accept credit cards or only cash?
Cultural Tip
In many Italian towns, especially small family‑run shops, cash is still king and credit‑card terminals may be absent. Asking politely with *Accettate carte di credito?* shows respect and avoids embarrassment. If the answer is no, it’s customary to have some euros on hand, as refusing to pay in cash can be seen as rude.