German Phrase
Gibt's eine Versicherung für Wertgegenstände?
Meaning
The speaker is asking whether an insurance policy exists that covers valuable personal items such as jewelry, electronics, or artwork. It is a practical question often raised when arranging household or travel insurance.
When to use
Use this sentence when you are speaking with an insurance agent, a bank representative, or a landlord about protecting high‑value belongings. It works both in a formal office setting and in a more casual conversation with a friend who has experience with insurance.
✦Grammar Breakdown
Gibt'seineVersicherungfürWertgegenstände?
Gibt es / Gibt's
The question form "Gibt es" (literally “does there exist”) is used to ask if something is available. In spoken German it is often contracted to "Gibt's".
Indefinite article "eine"
"Versicherung" is a feminine noun, so the indefinite article in the nominative case is "eine".
Preposition "für" + Accusative
"für" always governs the accusative case; "Wertgegenstände" is the plural accusative form of "Wertgegenstand".
Plural noun "Wertgegenstände"
The plural of "Wertgegenstand" (valuable item) adds the ending "-e" and an umlaut on the stem vowel: "Wertgegenstände".
🗨In Conversation
Gibt's eine Versicherung für Wertgegenstände?
Is there insurance for valuables?
Ja, das ist in der Hausratversicherung enthalten, aber für besonders teure Stücke empfiehlt die Gesellschaft eine separate Wertgegenstands‑Police.
Yes, it’s included in household insurance, but for especially expensive items the company recommends a separate valuables policy.
✕Common Mistakes
Gibt's eine Versicherung für Wertgegenstände?
In formal writing or when speaking to a professional, use the full form "Gibt es".
Gibt es eine Versicherung von Wertgegenständen?
The preposition "von" would imply ownership, not purpose. Use "für" to indicate the object being insured.
Gibt es eine Versicherung für Wertgegenstand?
The noun must be plural because you are referring to multiple items; the singular would be "Wertgegenstand".
↔Alternatives
Gibt es eine Police für Wertgegenstände?
Is there a policy for valuables?
Kann man Wertgegenstände versichern?
Can you insure valuables?
Besteht die Möglichkeit, meine Wertgegenstände zu versichern?
Is it possible to insure my valuables?
Cultural Tip
In Germany, everyday household insurance (Hausratversicherung) already covers many "Wertgegenstände" up to a certain limit. For high‑value items like fine jewelry or art, insurers often require a separate "Wertgegenstands‑Versicherung" or a special endorsement. In written or formal contexts you should use the full form "Gibt es" rather than the colloquial contraction "Gibt's".