German Phrase
Welche Kreditkarten gibt's?
Meaning
This question asks which credit cards are available or offered, typically in a banking or shopping context. It’s a casual way to inquire about the range of credit‑card options.
When to use
Use this phrase in informal conversations with friends, bank tellers, or sales staff when you want to know the selection of credit cards. It’s not appropriate for formal written requests or official documents.
✦Grammar Breakdown
WelcheKreditkartengibt's?
Welche (interrogative determiner)
‘Welche’ is the plural form of ‘welcher/welche/welches’ and is used to ask about a specific item among many, matching the noun’s gender and number.
Kreditkarten (plural noun)
‘Kreditkarte’ is a feminine noun; its plural is ‘Kreditkarten’. Remember the -n ending for plural feminine nouns.
gibt’s (colloquial contraction)
‘gibt’s’ is the spoken contraction of ‘gibt es’. It is common in informal speech but should be avoided in formal writing.
Verb position in yes‑no questions
In German questions, the finite verb (here ‘gibt’) moves to the second position, followed by the subject or pronoun ‘es’ (contracted in ‘gibt’s’).
🗨In Conversation
Welche Kreditkarten gibt's bei eurer Bank?
Which credit cards does your bank offer?
Wir haben die Classic, Gold und Platinum Karte. Welche interessiert dich?
We have the Classic, Gold and Platinum cards. Which one interests you?
✕Common Mistakes
Welcher Kreditkarten gibt's?
‘Welcher’ is masculine singular; the noun ‘Kreditkarten’ is plural, so you need ‘Welche’.
Welche Kreditkarte gibt's?
The singular form doesn’t match the plural question; use ‘Kreditkarten’.
Welche Kreditkarten gibt es?
In informal speech the contraction ‘gibt’s’ is natural; using the full form sounds stiff in casual conversation.
Welche Kreditkarten gibt?
Leaving out the pronoun ‘es’ (or its contraction) makes the sentence ungrammatical.
↔Alternatives
Welche Kreditkarten gibt es?
Which credit cards are there?
Welche Kreditkarten stehen zur Verfügung?
Which credit cards are available?
Welche Kreditkarten kann ich beantragen?
Which credit cards can I apply for?
Cultural Tip
In Germany cash is still king, and many people use debit (EC) cards more than credit cards. When asking about credit‑card options, it’s common to also discuss annual fees, interest rates, and whether the card is linked to a “Konto” (checking account). Using the informal contraction ‘gibt’s’ signals a relaxed setting; in a bank branch you might prefer the full form ‘gibt es’.