German Phrase
Gibt's spezielle Konten für Studierende?
Meaning
The speaker is asking whether banks (or another institution) offer accounts that are tailored specifically for students. It implies interest in benefits such as lower fees, free overdraft, or student‑friendly services.
When to use
Use this question when you are comparing banking options, speaking with a bank representative, or chatting with friends about financial services for university students. It works best in informal or semi‑formal contexts.
✦Grammar Breakdown
Gibt'sspezielleKontenfürStudierende?
Gibt's (Gibt es)
The colloquial contraction "Gibt's" combines "gibt" (3rd person singular of geben) and "es" (it/there), used in informal spoken German.
Impersonal verb geben
"Geben" is used impersonally to indicate existence, similar to English "there is/are".
Plural noun "Konten"
"Konten" is the plural of "Konto" (account). The adjective "spezielle" agrees in number and case (nominative plural).
Prepositional phrase "für Studierende"
"für" takes the accusative; "Studierende" is a gender‑neutral plural noun meaning "students".
🗨In Conversation
Gibt's spezielle Konten für Studierende?
Are there special accounts for students?
Ja, die meisten Banken haben ein "Studentenkonto" mit kostenlosem Giro und vergünstigtem Dispozins.
Yes, most banks have a "student account" with a free checking account and reduced overdraft interest.
✕Common Mistakes
Gibt's spezielle Konten für Studierende?
In very formal writing you should use the full form "Gibt es"; the contraction is considered colloquial.
Gibt's spezielle Konten für Studierender?
Use the plural "Studierende" for "students"; "Studierender" is singular and would change the agreement of the adjective.
Gibt's spezielles Konto für Studierende?
If you refer to a single account, use the singular "Konto" and adjust the adjective accordingly.
↔Alternatives
Gibt es spezielle Konten für Studierende?
Are there special accounts for students?
Bieten Sie spezielle Konten für Studierende an?
Do you offer special accounts for students?
Haben Sie ein Studentenkonto?
Do you have a student account?
Cultural Tip
In Germany, many banks (Sparkasse, Volksbank, Deutsche Bank, etc.) provide "Studentenkonto" or "Studierendenkonto" with no monthly fee, free ATM withdrawals within the network, and sometimes a small credit line. These offers are usually only available with proof of enrollment and a German address. When asking, it's polite to use the full form "Gibt es..." in a formal setting, but "Gibt's..." is perfectly acceptable in everyday conversation.

