German Phrase
Bei manchen Konten fallen keine monatlichen Gebühren an.
Meaning
The sentence states that certain bank accounts do not incur any monthly fees. It is often used when comparing different account types or explaining the cost structure of a financial product.
When to use
Use this phrase when you are describing the fee policy of a bank, when answering a customer's question about costs, or when writing marketing material that highlights fee‑free accounts.
✦Grammar Breakdown
BeimanchenKontenfallenkeinemonatlichenGebührenan
Bei + Dativ
The preposition "bei" governs the dative case; "Konten" is dative plural, so the article "manchen" is also dative.
Manchen (indefinite pronoun)
"Manchen" means "some" or "certain" and agrees in case, number, and gender with the noun it modifies.
Fallen an (verb phrase)
"Fallen an" is a separable verb meaning "to apply" or "to be incurred"; in the present tense the prefix "an" moves to the end of the clause.
Negation with "keine"
When negating a plural noun, use "keine" (not "nicht"). It directly precedes the noun phrase "monatlichen Gebühren".
Adjective declension
The adjective "monatlichen" takes the weak ending "-en" because it follows the indefinite determiner "keine" in a plural dative context.
🗨In Conversation
Welche Konten haben keine monatlichen Gebühren?
Which accounts have no monthly fees?
Bei manchen Konten fallen keine monatlichen Gebühren an, zum Beispiel das Basiskonto.
For some accounts, no monthly fees apply, for example the basic account.
✕Common Mistakes
Bei manchen Konten fallen nicht monatliche Gebühren an.
Use "keine" to negate a plural noun; "nicht" would negate the verb instead.
Bei manchen Konten fallen keine monatlichen Gebühren auf.
The verb is "fallen an", not "fallen auf".
Bei der manchen Konten fallen keine monatlichen Gebühren an.
The preposition "bei" requires dative; the correct article is "den" for plural, but with "manchen" the article is omitted.
↔Alternatives
Einige Konten haben keine monatlichen Gebühren.
Some accounts have no monthly fees.
Bestimmte Konten sind gebührenfrei.
Certain accounts are fee‑free.
Bei diesen Konten entstehen keine monatlichen Kosten.
These accounts do not generate any monthly costs.
Cultural Tip
In Germany, many banks charge a monthly maintenance fee (Kontoführungsgebühr). However, fee‑free accounts are common for students, young people, or as part of promotional offers. When you mention "keine monatlichen Gebühren", be prepared for follow‑up questions about other possible costs such as transaction fees or ATM usage.