French Phrase
On a quelles options d'assurance ?
Meaning
Literally, ‘We have which insurance options?’ It is used to ask about the different insurance plans or coverages that are available to a person or a group.
When to use
Use this phrase when you are discussing insurance with a broker, a colleague, or a friend and you need to know what policies are on the table. It works well in informal or semi‑formal settings, such as a team meeting or a phone call.
✦Grammar Breakdown
Onaquellesoptionsd'assurance?
On (subject pronoun)
‘On’ is an informal pronoun that can mean ‘we’, ‘one’, or ‘people in general’ in spoken French.
a (present of avoir)
The verb ‘avoir’ in the present tense, third‑person singular, used here to form a simple question without inversion.
quelles (interrogative adjective)
‘Quelles’ agrees in gender and number with the noun it modifies; here it is feminine plural to match ‘options’.
d' (elision of de)
The preposition ‘de’ contracts to ‘d'’ before a vowel sound, linking ‘options’ with ‘assurance’.
question without inversion
In spoken French, many questions are formed by keeping the normal word order and adding a rising intonation, as in ‘On a… ?’.
🗨In Conversation
On a quelles options d'assurance ?
What insurance options do we have?
Nous pouvons choisir entre une assurance santé, une responsabilité civile et une garantie automobile.
We can choose between health insurance, civil liability, and car coverage.
✕Common Mistakes
On a quel options d'assurance ?
‘Quel’ is singular; the noun ‘options’ is plural, so you need the feminine plural form ‘quelles’.
On a quelles options de assurance ?
When ‘de’ is followed by a vowel, it must elide to ‘d’’.
On a quelles options d’Assurance ?
In French, only proper nouns and the first word of a sentence are capitalized; ‘assurance’ stays lowercase.
↔Alternatives
Quelles sont les options d'assurance disponibles ?
What insurance options are available?
Quelles assurances pouvons‑nous souscrire ?
Which insurances can we take out?
Quels types d'assurance avons‑nous ?
What types of insurance do we have?
Cultural Tip
In French business conversations, it is common to use ‘on’ instead of ‘nous’ for a more relaxed tone. However, in very formal written documents you would replace ‘On a… ?’ with ‘Quelles sont les options d’assurance que nous avons ?’. Also, be aware that the word ‘option’ can sound a bit technical; native speakers often say ‘quelle assurance choisir ?’ in everyday speech.