At the bank

It usually takes about 15-20 minutes.

ɪt ˈjuːʒuəli teɪks əˈbaʊt ˈfɪftiːn tuː ˈtwɛnti ˈmɪnɪts

I'm depositing funds into my checking.

aɪm dɪˈpɒzɪtɪŋ fʌndz ˈɪntuː maɪ ˈtʃɛkɪŋ

The ATM limit is five hundred dollars.

ðə eɪ tiː ɛm lɪmɪt ɪz faɪv hʌndrəd dɑːlərz

The currency exchange is at counter 3.

ðə ˈkʌrənsi ɪksˈtʃeɪndʒ ɪz æt ˈkaʊntər θriː

Yes, we have several checking options.

jɛs, wi hæv ˈsɛvrəl ˈʧɛkɪŋ ˈɑpʃənz.

Our savings accounts are very popular.

aʊər ˈseɪvɪŋz əˈkaʊnts ɑr ˈvɛri ˈpɑpjələr.

We also have business loans available.

wi ˈɔːlsoʊ hæv ˈbɪznɪs loʊnz əˈveɪləbəl

Can I withdraw from my savings account?

kæn aɪ wɪðˈdrɔː frəm maɪ ˈseɪvɪŋz əˈkaʊnt

Yes, you can schedule regular payments.

jɛs ju kæn ˈskɛdʒuːl ˈrɛɡjələr ˈpeɪmənts

International transfers may incur fees.

ˌɪntərˈnæʃənəl ˈtrænsfərz meɪ ɪnˈkɜːr fiːz

Where is the currency exchange counter?

wɛər ɪz ðə ˈkʌrənsi ɪksˈtʃeɪndʒ ˈkaʊntər

What is the recipient's account number?

wʌt ɪz ðə rɪˈsɪpiənts əˈkaʊnt ˈnʌmbər

Yes, we can exchange your Japanese Yen.

jɛs, wi kæn ɪksˈtʃeɪndʒ jʊr ˌdʒæpəˈniːz jɛn.

Yes, you can deposit cash at the teller.

jɛs ju kæn dɪˈpɑzɪt kæʃ æt ðə ˈtɛlər

I need to send money to another account.

aɪ niːd tuː sɛnd ˈmʌni tuː əˈnʌðər əˈkaʊnt

We offer personal, auto, and home loans.

wi ˈɒfər ˈpɜːrsənəl, ˈɔːtoʊ, ænd hoʊm loʊnz.

You cannot use the ATM without your PIN.

juː ˈkæn.ət juːz ðə ˌeɪ tiː ˈɛm wɪˈðaʊt jʊr pɪn

Are there special accounts for students?

ɑːr ðɛər ˈspɛʃəl əˈkaʊnts fɔːr ˈstuːdənts

Yes, you can manage your account online.

jɛs, ju kæn ˈmænɪdʒ jɔr əˈkaʊnt ˈɑnˌlaɪn.

What's the exchange rate for USD to EUR?

wʌts ði ɪksˈʧeɪndʒ reɪt fɔr ˌjuː ɛs ˈdiː tu ˌiː juː ˈɑːr

How do I transfer funds between accounts?

haʊ du aɪ ˈtrænsfər fʌndz bɪˈtwiːn əˈkaʊnts

How much would you like to withdraw today?

haʊ mʌtʃ wʊd juː laɪk tuː wɪðˈdrɔː təˈdeɪ

Can I get information on retirement plans?

kæn aɪ ɡɛt ˌɪnfərˈmeɪʃən ɑn rɪˈtaɪərmənt plænz

Yes, our website has an online application.

jɛs aʊər ˈwɛbsaɪt hæz æn ˈɒnˌlaɪn ˌæplɪˈkeɪʃən

This account offers unlimited transactions.

ðɪs əˈkaʊnt ˈɒfərz ʌnˈlɪmɪtɪd trænˈzækʃənz.

I want to move money from savings to checking.

aɪ wɑnt tuː muːv ˈmʌni frəm ˈseɪvɪŋz tuː ˈtʃɛkɪŋ

A valid passport or driver's license is needed.

ə ˈvælɪd ˈpæspɔːrt ɔːr ˈdraɪvərz ˈlaɪsns ɪz ˈniːdɪd

Check with your bank.

tʃɛk wɪð jʊər bæŋk

Take your cash and card.

teɪk jɔːr kæʃ ænd kɑːrd

Will I get a debit card?

wɪl aɪ ɡɛt ə ˈdɛbɪt kɑrd

I want to transfer funds.

aɪ wɑnt tə trænsfər fʌndz

What documents do I need?

wʌt ˈdɒkjʊmənts duː aɪ niːd

Is there a commission fee?

ɪz ðɛər ə kəˈmɪʃən fiː

Where is the deposit slot?

wɛɹ ɪz ðə dɪˈpɑzɪt slɑt

I'm looking to buy a house.

aɪm ˈlʊkɪŋ tə baɪ ə haʊs

My card is stuck. What now?

maɪ kɑːrd ɪz stʌk. wʌt naʊ?

The minimum deposit is $25.

ðə ˈmɪnɪməm dɪˈpɑzɪt ɪz ˈtwɛnti faɪv ˈdɑlərz.

Daily transfer limits apply.

ˈdeɪli ˈtrænsfər ˈlɪmɪts əˈplaɪ

It depends on documentation.

ɪt dɪˈpɛndz ɒn ˌdɒkjumɛnˈteɪʃən

Do you offer personal loans?

duː juː ˈɒfə ˈpɜːsənəl ləʊnz

I need to send money abroad.

aɪ niːd tə sɛnd ˈmʌni əˈbrɔːd

How do I deposit this check?

haʊ duː aɪ dɪˈpɑːzɪt ðɪs tʃɛk

What documents are required?

wʌt ˈdɒk.jʊ.mənts ɑː ˈrɪˌkwaɪəd

It depends on the loan type.

ɪt dɪˈpɛndz ɒn ðə loʊn taɪp.

I'm planning for retirement.

aɪm ˈplænɪŋ fər rɪˈtaɪərmənt

No, we do not exchange coins.

noʊ, wi du nɑt ɪksˈʧeɪndʒ kɔɪnz.

What are the repayment terms?

wʌt ɑːr ðə rɪˈpeɪmənt tɜːrmz

Log in to your online banking.

lɒɡ ɪn tə jɔːr ˌɒnˈlaɪn ˈbæŋkɪŋ

It may take 1-3 business days.

ɪt meɪ teɪk wʌn θriː bɪznɪs deɪz

We review your credit history.

wi rɪˈvju jʊər ˈkrɛdɪt ˈhɪstəri